SKIP TO MAIN CONTENT
Logo
  • Our Team
  • Locations
    • Albany Location
    • Syracuse Location
    • Lagrangeville Location
  • Loan Programs
    • Reverse Mortgage
    • New Construction End Loan
  • Resources
    • Mortgage Rates
    • Home Purchasing Basics
    • Calculators
    • Mortgage Glossary
  • Contact Us
  • About Us
  • Log In

CALCULATORS

FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator icon

Payment / Amortization Calculator

 Calculate your monthly payment and see how the

principal is paid over time.

Rent vs Own Calculator icon

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

Debt Consolidation Calculator icon

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator icon

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Point Calculator icon

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

  • Privacy Policy
  • Mortgage Checklist
  • SEFCU Fee Schedule
  • Home Mortgage Disclosure
  • Disclosures

Copyright © 2018 SEFCU Mortgage Services
SEFCU Mortgage Services is a wholly owned subsidiary of SEFCU. Licensed Mortgage Banker - NYS Department of Financial Services
NMLS Company ID - 309847

Mortgage Loan Servicing Help Center

Main Number 518-783-1234

Existing Mortgage Servicing Questions 518-464-5378

Existing Escrow Account 518-464-4006

General Mortgage Servicing and

Escrow inquiries via email:

smsloanservice@sefcumortgageservices.com

Mon - Fri 8:00am - 5:00pm EST

 

Copyright © 2018 SEFCU Mortgage Services
SEFCU Mortgage Services is a wholly owned subsidiary of SEFCU. Licensed Mortgage Banker - NYS Department of Financial Services
NMLS Company ID - 309847