Mortgage Solutions
Welcome to SEFCU Mortgage Services. We look forward to putting our mortgage services to work for you.
PURCHASE / REFINANCE
Whether you're a first-time home buyer, someone looking for
a home with more space, or a buyer who needs to downsize
we have a loan program that will fit your needs.
NEW CONSTRUCTION - END LOAN
If you are building a home, we offer you the best
option to lock your interest rate for up to 9 months!
*REVERSE MORTGAGE
Eligible seniors, ages 62 and older who own and live in their
home. Make your "golden" years truly golden by putting to
work the home equity you've created.
*Only offered in the State of New York
Let's Get Pre-qualified
Apply Now For A Mortgage
Now that you've decided your next step, lets get you pre-qualified!
There are a number of SEFCU Mortgage Services Mortgage Loan Originators ready to help you get started.
Now that you found the home you've been looking for, let's find the right mortgage that suits your financial needs.
If you are already working with a Mortgage Loan Originator, click here to continue working with them directly, and apply online.
Thinking about a *Reverse Mortgage? Find out the Facts!
Reverse Mortgages are a government insured loan that allows individuals 62 and older to
convert a portion of their home’s equity into cash, tax free, while retaining ownership of the home.
Qualifications:
• Own or have equity in a one- to four-unit home, townhouse, approved condominium, or
Manufactured home.
• Occupy the home as a primary residence.
• Be at least 62 years of age. If married, one borrower must be at least 62.
To learn more about Reverse Mortgages and see if you qualify, contact SEFCU Mortgage Services’** Reverse Mortgage Manager, Steve Gargano , 845-296-0640 or sgargano@sefcumortgageservices.com
*Only offered in the state of New York.