SEFCU Fee Schedule

Savings
Overdraft transfer from savings .............................................................$2.50

Below minimum average daily balance
(Preferred Plus)*..............................................................................................$15

Checking
Certified personal check ..............................................................................$5
Check protest fee..........................................................................................$15
Copy of canceled check................................................................................$5
Counter checks (four per page) ..................................................................$2
Returned checks – deposited ....................................................................$10
Returned checks – non-sufficient funds (NSF)......................................$25
Return NSF from POS/Debit Card ............................................................$25

Stop Payment done through SEFCU OnLine .........................................$10
Stop payment on counter check ............................................................. $20
Stop payment on personal check ........................................................... $20
Stop payment on teller (official) check................................................... $20

Debit Cards
Card capture....................................................................................................$10
Deposit correction.....................................................................................$7.50
Deposit of empty envelope ........................................................................$15
Non-SEFCU ATM balance inquiry (except for Allpoint® ATMs)........$.50

Non-SEFCU ATM withdrawal (includes POB transactions)
(except for Allpoint® ATMs) ......................................................................$1.25
Non-SEFCU withdrawal attempt with NSF ............................................$.30

Non-sufficient funds  (NSF)  ........................................................................$25
POS transactions – NSF ..............................................................................$25
Replacement card  ..........................................................................................$5
Rush replacement card  ..............................................................................$36
Withdrawals/purchases outside the U.S. ....................... 1% of transaction

SEFCU iPay
Bill payment service fee (based on relationship)** ...................$0–$5.95

Each subsequent bill pay transaction
(above  monthly  maximum)  ......................................................................$.50
Bill pay NSF......................................................................................................$25
Bill pay stop payment....................................................................................$20

Special
Account closed within 0-3 months.................................................................$15
Account research/reconciliation (per hour)..................................................$15
ACH credit returned payment fee.................................................................$25

ACH debit items presented for payment and returned ..........................$25

ACH stop payment on electronic debit........................................................$20
Address correction (mail is returned) .............................................................$2
Address search (one time) ...............................................................................$10
Boomer Club ............................................................................................$3/month
Canadian items*** ...............................................................................................$10
Canadian returned items***...............................................................................$15
Certified teller check (official, treasurer, cashier).........................................$5
Copy of official check or money order............................................................$5 Escheatment........................................................................................................$25
Foreign collection item***.................................................................................$20
Funds transfer
Standard outbound.........................................................................................$4-$8
                                                                         (depending on dollar amount)

Premium outbound................................................................................................$7
Inactivity fee ..............................................................................................$3/month

(applies after 12 months of inactivity and aggregate account balance of $100 or less)
Interim account histories.....................................................................................$2
IRA close plan fee................................................................................................$15
IRA transfer fee.....................................................................................................$15
Loan documents...................................................................................................$10
Mastercard®   Gift Cards†...............................................................................$3.95
Money orders (maximum value $1,000) ..........................................................$3
POP Money - next day only ........................................................ $5/transaction
Restraining notices/levies (legal) ...................................................................$50
Rush replacement credit card ........................................................................$20
Safe deposit box annual fees
(Patroon Creek, SEFCU Square, Wilton, and Midler only)

                            5x5 – 10x10 ...............................................................$50–$120
Second lien release for auto/RV .....................................................................$10

Statement copy  ....................................................................................................$2
Teller checks  (first)  ..............................................................................................$1
Teller checks  (subsequent)  ..............................................................................$2
Wire transfers (Domestic)
Outgoing  .......................................................................................................$22.50
Incoming  ................................................................................................................$0
(International)
Outgoing  .............................................................................................................$35
Incoming  ..............................................................................................................$10

Fees are effective as of April 19, 2017.
*Minimum average daily balance on Preferred Plus is $100,000. **Balances used to determine SEFCU iPay monthly fees are for a single account number and not aggregate of the balances on multiple accounts.
*** Other processing fees from out-of-U.S. institutions may apply. † Other Mastercard fees may apply. For more information, please contact the SEFCU Member Solutions Center at 800-727-3328.
All fees subject to change with appropriate notice.